AIK Bank: Banking Department Confirmation and Digitization


AIK Bank: Confirmation and Deployment of Banking Department

The consolidation and digitization of the processes identified by the last decade of the business of the banking sector in the world.

Digital is one of the key final consolidation processes that began ten years ago after the global crisis of the world.

Billions of dollars have to be determined. According to Gartner's research, the banking department will add figures to the banking department this year to cost as much as 519 billion dollars worldwide. One of the largest banks in the world, UBS, said it would cost 3.2 billion euros of Finland (of the 800 million research and development).

The world changes the repetition of the word "bank", which has been known to date just as a risk in the branch. The company's traditional whole model modifies, based on investment in preservation and maintenance. expansion of branch networks and staff. Some of the banks in Europe, for example, now sell 20 per cent of cash loans through digital channels. And in Germany, there are more and more companies of FinTech; Only deal with a collection of investments, which the banks are welcome because they are largely used by clients.

"FinTech's financial and financial growth is increasing into the financial services market," said Bojan Pavlovic, director of the direct channels of AIK Bank, Bojan Pavlovic.

These variations made the classical banks install digital input / implementation planning in the plans for this year (85% of world banks). The aim is to make a digital network, and # 39; using new technologies, changing corporate culture, and achieving greater accessibility for clients who can be able to increase competitiveness.

In technical terms, digital communications and contract between clients and banks are now capable now, but also about improvements to the regulatory framework and state organization.

To inform the client with the appropriate Software and its & # 39; Confirming that the loan is likely to be recovered regularly, a bank must have a lot more about it (accommodation, employment, vacations, tax duties, property on mobile assets and unlimited freight, employment, time spent on the road, buying data on the internet, whether it was convicted). This data can be collected from a variety of regional databases (large data). And the management framework is very important because it creates a & # 39; allow the client's account and image of the client to be made available to his / her request (s) and any client or trade company that the client says, in accordance with PSD2 rules that apply to the market The EU.

AIK Bank, one of the largest Serbian banks, has gone to digital communications largely to customers and digital formats of jobs. At the moment, the "most active" icon is the most attractive in the current account, where the client receives a full set of services per month at a cost of 250 diners.

This package includes a P2P service (which can be sent to anyone through applications / Banking, where the recipient can raise money without chart at a board Any ATM). Afterwards, there is a Banking platform that allows free payment orders to users with a service / Banking service, as well as a more favorable exchange rate exchange program within a Package to & Commencement Census.

This pack also includes: AIKeWallet application / service (which includes debt payment cards in smartphones that use digital togens, unpaid phone payments at sales points, payments on line), sale at flat rates and fees for users of AIK Bank credit card, insurance, with up to 30,000 diners and a pay card related to investing accounts for raising or buying money.

"Practically, it is only giving a number of useful bile services through e / Banking, which is free, which saves the user more than a monthly bill" "account," a & # 39 ; Pavlovic finishing.

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