Wilobank, from June 30, is the first 100% digital bank in Argentina. This institution is the only type of type allowed hereby by the Argentine Republic of the Argentine Republic (BCRA) Bank. The bank, with the company of America, property company Eduardo Eurnekian, has already exceeded 20,000 users.
"The main advantage of working with this bank is that the user should not come to a physical branch to register as a buyer, he must only be over 18, who has DNI and download the application from a cell phone or tablet "he explained Infobae Guillermo Francos, president of Wilobank. "We are trying to create a fully digital and modern brand, but we also decided to provide support that makes us a difference, even more, from a traditional banking: we started to, pay a 25% interest annually on the daily balance of a savings account ".
Francos says "a local bank is paying less than 1% per annum today, and some do not pay anything just for money; a user can be left in a salaries account. People who are banked, as an alternative, a banking partner, such as the non-corporate bank, we will communicate through the user's email accounts and we are both both for bank and for non-banking. "
The time considered for opening is & # 39; count less than 5 minutes and allow a savings account in pesos and dollars and to an international MasterCard voting card without giving expenses, maintenance and closure. All products have technology unrelated, a new wireless payment method.
To open an account you must do the following steps:
1 – Once the request is downloaded (Wilobank user registration), the identity must be confirmed by email.
2 – Then, we'll continue to & # 39; DNI face and back scanning to get person data.
3 – The biometric process involves a & # 39; Make some movements with the face through a screen with a mobile phone face camera. So, the pictures are compared to the ID to obtain life assurance and to confirm that the user is the person who makes the opening. At this time, the score of the person to recommend the credit results.
4 – The user must submit additional personal information, as an email address for receipt of the cards.
5 – The buyer accepts the & # 39; basket of materials: saving box in pesos and dollars and cartoons. And you have the option to select the credit card and loan, if passed.
6 – The process will be completed by & # 39; create a user and password to work.
There are different user service addresses at Wilobank. In social networks, Facebook, Instagram and Twitter. It can also be accessed through its website and by phone. The bank operates 24 hours a day, 365 days a year.
In addition, it offers personal loans between $ 5,000 and $ 100,000 and in future it also plans to provide mortgage and business loans. Once the person is a client, the available loan is still in operation for 30 days. Generally speaking, traditional banks will express suspension penalties, but the new 100% digital bank does not; cost anything.