After Norges Bank decided to raise their second level interest in less than a year, finding young people in Oslo town center is a problem.
According to the prospectus of recent interest from Norges Bank, mortgage rates show that mortgage rates will increase to around 3.5 per cent in the next few years, up from 2.6 per cent today.
– We move to Sweden to solve the problem, says Marita Sandstad.
She and her partner Fredrik Karlsson discussed the interest rate and housing prices when they met Majorstuen by E24, and concluded that Oslo is too expensive.
– With student loans, high house prices and all other expenses, Oslo will become a very expensive place to live, in addition to the higher interest rate now, according to Sandstad, where the com is now saying:
"The square meter is two times higher in Oslo than the house in Linköping," said Kalrsson, who is Swedish.
– So the interest rate will affect where you choose to live?
– So it will be, you can't live in Oslo, and in that case you have to earn more. It's difficult, Karlsson says.
According to a survey by the credit management company Lowell in December, more than one in five Vikings (22 per cent) said they were struggling with a flat rate increase of one percentage point.
They must remain in the skin
And it can also be harder for those who have not bought a home yet, but want to buy it, explain DNB Eiendom-manager Terje Buraas.
– This means that there are fewer people who get a mortgage, it says with reference to a flat rise on Thursday.
Danske Bank expects that the rate of interest could rise by one percentage point in 2020. It is estimated that this will follow around NOK 500 more gross monthly interest costs per million people. T the loans.
– I run and update the whole house, so it gets a little bit more difficult in the future. These will be small in nature and I hope it returns again, Stig Vestli, who is E24 meetings on the street just after a flat level decision.
At the other end of the scale is Harald Breievne. He has paid most of his home loan and explains to E24 that it does not have to adjust his own situation even if the level of interest is raised.
"Fortunately, I don't have such a loan for raising my interest even more," he says.
– What do you have to tell the young people with lots of loans?
– They must stay in the skin, they can't go out so much and don't live beyond their potential. He keeps one bullet instead of three. He says that Breievne is a laugh.
Analyst Nordea Joachim Bernhardsen believes that the gentle gradient reflects an increase in interest rate in the June meeting.
The chief executive of Nordea, Erik Bruce, believes that Norges Bank is surprised to add to the level of new interest already in half a year.
– Much more attacked by the Bank of Norges in the short term, where one talks about raising the interest rate as early as the summer or autumn, Bruce says to E24.
Norges Bank also expects house prices to rise between two and four per cent in the coming years.
The reason is probably that there is more work and an increase in wages.
– We don't see a reason for agreeing with it. We anticipate housing market inflation going forward, says the chief economist Marius Gonsholt Hov at Handelsbanken.