The Slovakians have been breaking down in recent years



According to the service over private investment, Slovakia has a huge demand for loans.

The Slovakians have been breaking down in recent years. Demand for loans is supported by low low levels, a competition between banks, and favorable economic development.

The investment company over Private Estates has estimated in the last six years that the number of household loans has been doubled, with residents and traders to complete 35.4 billion euro in banks last year. The same group received people of € 35.8 billion from banks.

"The Sauccoan net assets in such banks came to negative value. Two years ago, it worth 3.1 billion euros. In other words, over the last two years, people have € Borrowing 7.1 billion from baskets and added € 3.7 billion, "said Maroš Ďurik, Chief Executive.

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The increase in debt in Slovakia has already been marked by the NBS for a long time. The third quarter private sector benefit was even more than 100% of the Home Select Group (GDP) for the first time. "It will increase the debt of both households and the corporate sector. Although the level of debt of the private sector debt is gradually declining, Slovakia is already higher than average in Central countries and Eastern Europe, "said the NBS in its latest quarterly macroeconomic policy statement.

The average commitment of the private sector of the CEE area is 90% of GDP. Although the regions of this region with more benchmarking in Skacka, according to the NBS, have been reducing their debt in recent years, a private Slovak department has been in a position; Cost the fastest speed among the EU countries in this time.

Realistic growth is recorded in particular with housing loans. According to Durk, this can be said to have a huge demand for young people for the household itself, but also to fall in rates of rate. According to Across, in 2016, the average annual interest rate of 4.3%, in 2017 was 3.8% and last year it was 3.5%. The average energy level of new housing loans reached a new level of 1.5%. "The difference between interest, loans and investments has earned two billion euros last year, with a further 600 million euros," said Ďurik. Based on startup information, EBITDA has risen from the banking department 4.7% annually to EUR 640 million after taxes.


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