Later on the term, the biggest difference between rate rates between banks and VIB is one of the highest rated banks.
Banks have changed the end of year's deposit energy at the end of the year, but many places give priority to large investments of more than one billion or two billion. With a deposit of less than one billion dollars, the energy level is between 4.5% and 7.71% annually.
Interest rates are one of the options offered by tenderers, as well as the prestige and visibility of bankruptcy. Below is a comparison between interest rates among nine major sales banks, including stock banks and state-owned banks. Interest rates are based on the time the banks are listed on the website, with term deposits and ordinary interest payments at the end of time.
At present, the level of interest of the investments top of the deposits is lowered by 6% below by the Vietnam State Bank at 5.5%. At the end of the year, state-owned banks such as Agribank, Vietinbank, Vietcombank and BIDV made some changes to raise one-month rates per month with 0.2% but still lower than banks. sections.
Three-month rates were also applied at 5.5% per month. However, many experts say that a three-month message is more beneficial because it saves the highest interest rate of the investor over a longer period.
Banks had a 6 month saving level between 5.1% and 7.4%. In particular, VPB and VIB have an interest of 7.5%, 7.53%. At the end of the year, banks have launched many programs such as giving gifts, doubling flat levels, and # 39; Set interest rates to online investments. This term attracts many tenderers because interest rates and quality are not too long, customers can use their money flexibly.
This is also one of the attractive words clients offer clients, with duplication rates of interest rates, and interest rates for VIP.
Over 12 months of long-term and long-term investment are considered. Recently, a series of banks have increased interest rates on long-term investments to meet State Bank requirements for long-term long-term funding, ranging from 0.1 to 0, 3%. Although commercial banks such as ACB, VIB, HDB, Techcombank, and TPB had all high levels of interest over 7%, banks with states with unpaid levels of interest.